Paycheck Calculator

Estimate take-home pay after federal income tax, Social Security, and Medicare.

Pay details

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$
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Take-home

Net paycheck
$0
    Est. annual net$0

    Estimate only — not tax advice. Uses simplified 2025 federal brackets + FICA.

    How to use this paycheck calculator

    1. Enter gross pay for one paycheck and choose pay frequency.
    2. Select filing status for federal income tax estimate.
    3. Add pre-tax deductions and optional state tax rate.
    4. Review net pay and the tax breakdown.

    FAQ

    What taxes are included?

    Federal income tax (simplified brackets), Social Security (6.2% up to wage base), Medicare (1.45%), and optional flat state tax. Local taxes and extra Medicare are not modeled.

    Why doesn’t this match my stub?

    Employers use IRS withholding tables, W-4 allowances, bonuses, and benefits. This is a planning estimate.